Bicycle Accidents – With more cars and bicycles sharing the road, we are seeing an unfortunate increase in the number of bicycle injuries. You can be hit by a car, truck or bus. A car door could be suddenly opened in front of you. You could have to swerve suddenly or try to stop instantly to avoid a vehicle. And there are many drivers who don’t respect bike lanes.
Liability (who is at fault) is often disputed, even if the facts appear straightforward.
Insurance coverage for injured bicyclists can be confusing. In Oregon, your own automobile insurance is first in line to pay your medical expenses and lost income benefits. If you don’t have insurance, a family member’s auto insurance may have to pay. You may even have access to the driver’s insurance coverage. Health insurers might be hesitant to step up to the plate for you because they expect other insurance to pay.