We are often asked if an injured person should sign a medical release authorization for the insurance company of the person who caused the collision. It’s generally a bad idea.
It is not unusual for the injured person to feel like they should sign the authorization. They don’t want to be uncooperative or unreasonable. There is no way for your patients to know that the their medical records may be used against them.
Typically the medical release will allow the insurance company to request any of your patients’ medical records, whether they’re related to the collision or not. These medical releases are usually written very broadly for the insurance company’s benefit. Additionally, we have seen the adjuster for the other driver’s insurance company use the records to interfere with PIP paying the medical bills. They will call or send the records to the PIP carrier and threaten to not reimburse PIP for any medical treatment they pay out.
Whether your patient is represented by an attorney or not, the other driver’s insurance company does not normally need the medical records until your patient is done treating.
If your patient has legal representation, their attorney should revoke any signed medical releases.